Live rate comparison
Let’s find your rate — one question at a time.
No account, no email wall. We’ll compare 21 Canadian insurers on illustrative rates, and only connect you to a licensed advisor if you ask.
How much should we protect?
A rough figure is fine — you can fine-tune later. Most families land between $250k and $1M.
$250kstarter
$500kcommon
$750k
$1Mhigher income
$1.5M
$2Mmax common
Not sure? Use the needs calculator →
A few basics about you.
Just what the insurers need to price a rate. Nothing identifying, no exam.
Best of 21 insurers — illustrative
$24.48/mo
$500k · 20-year term · age 35, non-smoker
1HumaniaTerm 20Lowest for you$24.48/mo
2Assumption LifeTerm 20$24.74/mo
3Equitable LifeTerm 20$25.00/mo
4UV InsuranceTerm 20$25.00/mo
5iA FinancialTerm 20$25.26/mo
6ivariTerm 20$25.26/mo
Illustrative estimates across 21 Canadian insurers · final price set by the insurer after underwriting · KLC Group Canada Inc. arranges coverage
Comparing rates is always free. Premiums are set by the insurer and filed with the regulator — the same whether you come through LifeRate or go direct.