LifeRate Blog
Plain-English answers about life insurance in Canada — every figure dated, sources shown, and the hard questions handed to a licensed human.
Term vs Permanent
Whole life isn't an investment. When it's still right.
Estate liquidity, lifelong dependants, maxed registered room — the three real use cases.
Term vs Permanent10, 20, or 30 years: how to pick a term length
Match the term to the liability — mortgage, kids, income window — rather than to the lowest quote on the page.