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Plain-English answers about life insurance in Canada — every figure dated, sources shown, and the hard questions handed to a licensed human.

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Term vs Permanent

10, 20, or 30 years: how to pick a term length

Match the term to the liability — mortgage, kids, income window — rather than to the lowest quote on the page.

Updated Sep 25, 2026· 9 min readBy LifeRate Editorial

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